Privacy Policy

Last Updated: July 11, 2026

1. Introduction

Welcome to Digital Kameti (accessible via digitalkameti.com). We respect your privacy and are committed to protecting your personal data. This Privacy Policy explains how we collect, use, store, and share your information when you use our platform to participate in traditional savings circles and investment kametis.

2. Information We Collect

To provide our services, we collect the following types of information:

  • Account Information: When you register, we collect your name, email address, and profile information.
  • Google User Data (OAuth): If you choose to log in using your Google account, we access basic profile information provided by Google, strictly limited to your Name, Email Address, and Profile Picture.
  • Identity & Verification Data (KYC): To comply with financial regulations and secure the platform, we collect your CNIC (National Identity Card) number and a scanned copy of your CNIC.
  • Financial Data: We maintain a secure double-entry ledger of your wallet balances, deposits, withdrawals, and kameti participation history.

3. How We Use Google User Data

Digital Kameti's use and transfer to any other app of information received from Google APIs will adhere to the Google API Services User Data Policy, including the Limited Use requirements.

Specifically regarding Google User Data:

  • Access and Use: We use your Google email address and basic profile information solely to authenticate your identity, create your Digital Kameti account, and communicate with you regarding your account status and transactions.
  • Storage: Your Google email and name are securely stored in our databases to maintain your account profile.
  • No Sharing or Selling: We do not share, sell, or transfer your Google User Data to third parties, advertising platforms, or data brokers. The data is used strictly for core application functionality.

4. How We Use Other Data

We use your KYC data (CNIC) and financial data exclusively to verify your identity, prevent fraud, manage your wallet ledger, and process your Kameti deposits and payouts as outlined in our core business policies. KYC documents are stored securely in private, encrypted cloud storage buckets.

5. Data Retention and Deletion

We retain your personal data only as long as necessary to fulfill the purposes for which it was collected, including legal, accounting, or reporting requirements. You may request the deletion of your account and associated data by contacting our support team, subject to any pending financial obligations within active Kameti circles.

6. Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us at: support@digitalkameti.com